Hurricane Insurance can be an interesting road to travel! Especially since we have had back to back hurricanes last year, September and October, 2024. This brings about all sorts of Hurricane Insurance reform. Helene and Milton, striking the whole of Florida within only a few weeks' time, caused billions in damages. The two terrors tore homes apart and covered entire streets with mud and debris. Many of us homeowners were affected by the two deadly hurricanes. Some Florida residents did not have flood insurance, according to reports. For those without insurance fixing or rebuilding property structures rests wholly upon on their shoulders. Some able to raise a claim with their insurers sadly were not much fortunate! In December, the Florida Office of Insurance Regulation (FLOIR) reported about claims relating to the two hurricanes.
Here are a couple of news articles to check into on homeowners insurance details.
https://www.nbcnews.com/business/consumer/hurricane-milton-helene-insurance-nightmares-torment-florida-residents-rcna175088
Newsweek discusses Insurance Payouts
https://www.newsweek.com/why-florida-homeowners-still-waiting-hurricane-payouts-2032521
Why Is Home Insurance Important?
Insurance Claim Advice / Counseling: A loss can be a very overwhelming experience. You deserve someone local on your side who is providing you the best advice. Our River Wilderness Community has unique needs therefore local guidance is key. Advisors can help even if that advice is to absorb the loss out of pocket so insurability stays viable.
Insurance Market: Working with an insurance broker who has a clear understanding of the current marketplace will help you stay current. Since our climate is changing having current resources available nationally and locally provides a larger breadth of options to investigate. Your Local River Wilderness has a Florida Insurance Agent Near. Having a local RWHOA community member leading property and casualty broker that provides solutions that someone inside of our community provides a unique understanding of our community living space. This will enable you to successfully navigate through and personally build enduring relationships with highly rated local insurers, community vendors, and in area financial institutions.
Location Checks Prior to Purchase: New to the area? The pricing of a home can vary dramatically based on specific details of the property. Listed on our website are local RWHOA insurance brokers. These folks live in our community. They are unique insurance brokers willing to provide an initial location check to help determine what difficulties, if any, may arise from your specific property location. They care deeply because this is home.
